Get a Quote
Call Me Back

Cover that makes life better every day.

Because better health, deserves better protection.

Get life cover in minutes
Get a Quote
Back
Underwritten by Guardrisk Life Limited
Up to R10 million life cover
Payouts in 4 to 48 hours*
Up to R125 000 funeral cover*
Switch To Rewarding Cover Today
Better Cover

Affordable life insurance that rewards you for being healthy. With flexible cover, enhanced critical illness payouts, and an inclusive annual health check, you’re covered from every angle.

Get assessed as healthy and your funeral cover could more than double at no extra cost, because at Dis-Chem Life, your health always comes first.

Get a quote in minutes!
Get a quote
Better Support

Your personalised life insurance starts with the right support. Whether online or with a dedicated advisor, we ensure your cover is tailored to your needs. From choosing the right plan to claiming when it counts, you’re never on your own.

Get personalised advice today!
Get Started
Better Value

Get rewarded just for being a Dis-Chem Life policyholder. With Better Rewards*, enjoy up to 100% off on 140+ of SA’s most-loved brands every time you shop. The healthier you are the more you save.

Being healthy pays off.
Get Started
More Cover with Dis-Chem Life, more Rewards with Better Rewards.
Life Cover

Protect your loved ones financially when you’re no longer around.

From
R99 pm
Funeral Cover

Protect you and 20 family members. Valid claims paid from 4 – 48 hours.

From
R49 pm
Critical Illness Cover

Get a payout if you’re diagnosed 
with a serious illness like cancer, 
heart attack, or stroke.

From
R99 pm
Disability Cover

Get a single lump sum cash payout to help settle debts and cover future income.

From
R79 pm
Income Protection

Replaces your monthly income until retirement if you become disabled and unable to work.

From
R109 pm
Grocery Protector

Secure your family’s food and 
groceries needs.

From
R51 pm
Education Protector

Protect your loved ones financially when you’re no longer around. 

From
R61 pm
Life Cover

Protect your loved ones financially when you’re no longer around.

From
R99 pm
Critical Illness Cover

Get a payout if you’re diagnosed 
with a serious illness like cancer, 
heart attack, or stroke.

From
R99 pm
Disability Cover

Get a single lump sum cash payout to help settle debts and cover future income.

From
R79 pm
Income Protection

Replaces your monthly income until retirement if you become disabled and unable to work.

From
R109 pm
Funeral Cover

Protect you and 20 family members. Valid claims paid from 4 – 48 hours.

From
R49 pm
Grocery Protector

Secure your family’s food and 
groceries needs.

From
R51 pm
Education Protector

Protect your loved ones financially when you’re no longer around.

From
R61 pm
Better Rewards just got better

Get up to 20% to 100% off

with Better Rewards*

Save instantly on top of the promo price, on 140+ of SA’s most-loved brands, every time you shop.
Learn More
*The Better Rewards programme is a loyalty programme offered by Dis-Chem. Better Rewards is not an insurance product and a non-insurance benefit and not offered by Guardrisk Life Limited.
Dis-Chem Life gave me better cover that saved me a fortune every month!
Thabo M.Financial Analyst
Dis-Chem Life gave me peace of mind even with my chronic condition. Finally, affordable cover for people like me!
Sipho N.Accountant
I never thought I’d qualify for life insurance with my health issues, but Dis-Chem Life made it possible. Truly life-changing!
Ayesha K.Small Business Owner
As a parent, knowing my children’s education is protected no matter what happens gives me comfort I can’t put a price on.
James T.Lecturer
I didn’t think life insurance could actually save me money, but with Dis-Chem Better Rewards, I’m spending less on things I buy every day. It’s been such a nice bonus!
Jessica N.Sales Consultant
Frequently asked questions
Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 500% payouts for certain illnesses such as cancer. Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s Better Rewards program provides up to 100% back on thousands of everyday essentials and includes a complimentary annual HealthCheck. Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!
Absolutely! Dis-Chem Life has introduced life insurance designed for individuals with chronic conditions. Our policies are built to provide comprehensive coverage while keeping premiums affordable. No matter your health status, we’re here to provide you with peace of mind. Call us back to discuss your personalized options.
Yes! With Dis-Chem Better Rewards, you can get discounts of up to 100% on thousands of everyday essentials when you shop at Dis-Chem. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being. Speak to one of our experts today to find out how you can unlock these amazing benefits and more!
We’re here to help.

Get the protection you deserve. Get covered at any of our 330+ stores, give us a call, or join online today.

Call Me Back