Chronic Life Cover

Insurance that cares for you every step of the way.

Healthy choices deserve better cover. Get life insurance tailored to your chronic condition with up to R20 million in cover.

Instant Savings

Get reduced premium rates of up to 60% from day one.

Better Benefits

Smart Underwriting

Your cover can increase in line with your annual health management.

You’re in control.

Health Integration

Seamlessly connect with Dis-Chem’s health ecosystem and get rewarded for healthy choices.

Your cover. Your health. Your rewards.

Chronic conditions we cover

Empowering you to live well by offering comprehensive life insurance for people with chronic illnesses like HIV & Diabetes, through great benefits and support for healthy habits.

Hypertension

Comprehensive coverage with blood pressure management support.

Diabetes

Protection that adapts to your glucose management journey.

HIV

Reliable coverage with medication adherence benefits.

Hypercholesterolemia

Support for cholesterol management with regular monitoring.

Asthma

Protection that adapts to your glucose management journey.

Advanced Protection

Access to a Life, Disability, and Critical Illness Cover.

Comprehensive Cover

Get cover of up to R20 Million.

Seamless Activation

Apply online, visit a Dis-Chem clinic to unlock.

Flexible Payouts

Choose a lump sum or ongoing payments.

Rewarding Healthy Choices

Cover adjusts to your healthy choices, supported by Dis-Chem’s nationwide health ecosystem.

How to get started

Quick and Easy Sign-Up

Get covered in just a few clicks! Activate online, on a call or in-person.

Start Saving Right Away

Unlock extraRewards savings, giving you 20% - 100% off your everyday essentials at Dis-Chem.

Boost Your Benefits

Pop in for a quick complementary HealthCheck at any Dis-Chem store.

Manage Your Health

Stay on track with your chronic medication at Dis-Chem and keep enjoying reduced rates.

Frequently asked questions

Why should I choose Dis-Chem Life?

Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 500% payouts for certain illnesses such as cancer. Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s extraRewards program provides up to 100% back on thousands of everyday essentials and includes a complimentary annual HealthCheck. Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!

Can I get cover if I have a Chronic Condition?

Absolutely! Dis-Chem Life has introduced life insurance designed for individuals with chronic conditions. Our policies are built to provide comprehensive coverage while keeping premiums affordable. No matter your health status, we’re here to provide you with peace of mind. Call us back to discuss your personalized options.

Can I really get up to 100% off with Dis-Chem extraRewards?

Yes! With Dis-Chem extraRewards, you can get discounts of up to 100% on thousands of everyday essentials when you shop at Dis-Chem. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being. Speak to one of our experts today to find out how you can unlock these amazing benefits and more!