Smart. Simple. Convenient.

Get personalised life, disability and critical illness cover – in minutes.

Effortless Health Management,
Better Rewards.
Five Health Ratings, Endless Rewards
*Discounts depend on your total qualifying insurance premium
Annual HealthCheck at no extra cost.
We’re with you on your health journey.
Save up to 100%
on thousands of
everyday must-haves.
How it works
Life Cover

Up to R50 million cover.

Quick payouts. Flexible options.

Protect your family’s future today!
Critical Illness Cover

Get up to R6 million in cover with payouts of up to 500% for severe illnesses like cancer, strokes, and heart attacks.

Powerful benefits with global rare disease coverage up to 500% and unlimited independent claim payments.

Helping you access the best treatments, anywhere.
Disability Cover

Get a cash payment of up to R30 Million to help pay off any debt and cover future lost income.

Guaranteed 100% payouts on all valid claims, as well as automatic conversion to Critical Illness Cover.

Financial strength for life after disability.
Income Protection

Replace your monthly income to retirement, up to R250,000 per month, if a disability stops you from working.

Secure your income. Secure your future.
Education Protection

Secure your child’s education — from crèche to university, including Masters, PhDs, and top global schools like Harvard.

Enjoy direct school payments, large annual allowances for uniforms and books – all hassle-free.

Invest in their dreams, today!

Living with a chronic condition shouldn’t hold you back.

How to get started

Sign up in minutes
and get covered. Today.

1

Quick and Easy Sign-Up

Get covered in just a few clicks! Activate online, on a call or in-person.

2

Start Saving Right Away

Unlock extraRewards savings, giving you 20% - 100% off your everyday essentials at Dis-Chem.

3

Boost Your Benefits

Pop in for a quick complementary HealthCheck at any Dis-Chem store.

Get up to 100% OFF* thousands of everyday must-haves.

*Available to qualifying policyholders.