Now South Africans can get affordable, comprehensive life insurance for people with chronic illnesses like HIV, diabetes, hypertension, asthma, or high cholesterol, with great benefits and support for healthy habits.
Life cover is about more than money. It is about protecting your family’s future and helping you stay healthy. If something happens to you, your policy pays a lump sum to help them cover everyday expenses, keep their home, and stay financially secure. It also includes an annual health check at no extra cost.
Up to R20 million in life cover.
Premiums designed for your health profile — not a “one price fits all” approach.
No new exclusions for future health changes once you’re accepted.
A quick, fair claims process for your family.
Plus, get up to 100% OFF* thousands of everyday must-haves.
*Available to qualifying Dis-Chem Life policyholders.
The sooner you apply, the lower your premiums will be and your cover starts immediately after your first payment. It only takes few minutes to get a personalised quote.
Request a free quote
Terms and conditions apply. Dis-Chem Life is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer. Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. Premium comparisons done on a like for like comparisons against most major insurers on 1 January 2025. Testimonial come from actual clients, pictures are not of actual clients to protect their identity & they do not constitute financial advice. Cover amounts are subject to underwriting, and granted on a case by case basis. Funeral and Protector cover boosts are guaranteed for 3 months. Thereafter, the boost depends on the health check outcome.
©2025 Dis-Chem Life (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit the FAQs section or contact us on 0800 000 123.